Before you make a money decision, ask Track Spend.
Understand your spending, savings and debt from your own financial data. Upload a statement and get a personalised answer in seconds — privately, with no bank login.
Why Track Spend?
Privacy First
Your statements are analysed, never sold — and we don't store your raw files or ask for a bank login.
Automatic Categorisation
Every transaction is sorted into clear categories automatically — groceries, transport, subscriptions and more — so your spending is legible at a glance.
Spending Pattern Analysis
Track Spend detects recurring debit orders, subscriptions, and unusual charges, revealing the patterns in how you actually spend.
Your statements, finally speaking your language
Track Spend turns cold rows of numbers into a conversation. See your trends at a glance, or ask a follow-up and get an answer pulled straight from your own statement — no bank login, no spreadsheets.
+18%
vs last month
−R420
2 unused found
How It Works
Upload
Drop your bank statement (CSV or PDF) into Track Spend. It takes just a few seconds.
Analyze
Track Spend categorises every transaction and identifies patterns in your spending.
Understand
See a clear breakdown of your spending, recurring costs, and subscriptions you can act on.
Ready to understand your spending?
See where your money really goes — today.